AI Underwriting: Decoding Credits Future Data Points
The traditional loan approval process, often steeped in legacy systems and rigid credit models, has long been a bottleneck for both lenders and borrowers. Lengthy wait times, opaque decision-making, and an over-reliance on limited historical data can exclude deserving applicants and increase operational costs. However, a seismic shift is underway. Artificial intelligence (AI) loan approval […]



